Where Should I Live When I Retire?

A Guide to Continuing-Care Communities

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Where Should I Live When I Retire?
Available
01/15/2006
Square One Publishers

WORLD ***

6.0 X 9.0 in
112 pg



BUSINESS & ECONOMICS / Personal Finance / Retirement Planning

9780757002724
$13.95 Paperback
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Where Should I Live When I Retire?

By  Bernice Hunt

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Description

This is a complete guide to one of the most popular retirement options—Continuing Care Retirement Communities (CCRCs)—where you can enjoy life to the fullest, knowing that if you become ill, you’ll receive all the care you need. It explains what CCRCs are, how they operate, and what they offer. You’ll learn what to look for, what to steer clear of, what you have a right to expect, and how you can best make the transition when you move.

Reviews

"A valuable guide...contains everything you need to know to help you make the right decision." The Star-Ledger


Author Biography

Bernice Hunt, MS, author of over seventy books, has always enjoyed cooking. When her children were young, she baked bread daily, and soon invented shortcuts to achieve traditional results without sacrificing taste. Today, she still bakes her own bread for all the pleasure it affords.

Table of contents

introduction                                                                                   

chapter  1      Crossing the Age Equator                              

                                    Significance of Aging

                                    First Thoughts of a New Life Style

chapter  2      Continuing Care Retirement Communities    

                                    What They Are

                                    How They Work

                                    Pros and Cons

chapter  3      The Search for a (Perfect) CCRC                  

                                    How to Search

                                    Learning about Differences

                                    Establishing Criteria

chapter  4      What to Look for in General                         

                                    Gaining Knowledge

                                    Refining Criteria

chapter  5      Looking Them Over                                       

                                    Visiting CCRCs

chapter  6      Checking out the Amenities                          

                                    Paying Attention to Details

chapter  7      Taking the Plunge                                          

                                    Scaling down

                                    Making the Move

chapter  8      The First Year and Beyond                           

                                    A Personal Account of Life in a CCRC

chapter   9     Afterword and (Unexpected) Affirmation    

appendix 1.     Comparing Home and CCRC Costs              

Appendix  2.   Comparison of Contracts                               

appenidx  3.    Checklist for Comparing CCRCs                  

Appendix 4.    Internet and Print Resources                         

appendix 5.     Directive to Heirs       

Introduction or preface

This book is a complete guide to Continuing Care (also known as Life-care) Retirement Communities.  It will tell you what they are, how they operate, what they offer, how they differ from each other, how to find them, how to find out which one is right for you, and how to proceed if you decide you want to live in one.

            Much more than that, it charts the psychological process one needs to traverse in order to give up the known for the unknown.  Make no mistake, it is an emotional and sometimes scary business to leave one’s familiar home and move into a new community that may, or may not, be as wonderful as the brochures say it is.

            So why do it?  There are excellent reasons, and you will find them all as you read on.  You will learn the advantages and disadvantages of Continuing Care Retirement Communities (CCRCs), you will learn what pitfalls they might entail and how you can avoid them when you make a choice.  You will find out what to look for, what to steer clear of, what you have a right to expect, how to discriminate among various kinds of contracts, and how to make the transition when you move.

            I wrote this book because when my husband and I became interested in the CCRC concept, in 1995, we had no idea how to get information.  There was nothing in print that told us what we needed to know, and we spent a huge amount of time and money doing it the hard way.  I would have given a great deal for a book like this one.

            Much of the nitty-gritty information—tables, checklists, bibliography, resources, etc.—is in the Appendix at the back of the book.  The heart of the book is the account of the journey—psychological, emotional, and very personal—that my husband and I took to get from our happy home in East Hampton, New York, to a Continuing Care Retirement Community in a suburb of Philadelphia.  It often felt like a journey to Mars.

            Your experience will, of course, be different from ours, but much of it will be similar.  And I hope that at least some of the difference will have been made by the information you find in this book.  I wish you a safe journey, with some fun along the way, and a happy landing.